4. Subaru Legacy
Coming standard with all-wheel drive for added safety, this is an especially sane choice for those living in foul-weather climates. The Legacy is handsomely styled, roomy and is a solid performer, the only downside being price sticker of a new or used model as a Legacy will run a little costlier than any of the other vehicles on this list. The standard four-cylinder engine generates sufficient power, with a stronger turbocharged version and a smoother six-cylinder also available. Estimated annual insurance premium: $3,518.